 Our
Services in Europe
We also offer a breakdown recovery service in mainland Europe*
should you need it.
Here are the full details of what your European cover will embrace:
Please read the details carefully to ensure that you are fully
covered, and remember to follow any rules and procedures laid down
in respect of servicing the vehicle and making a claim.
If you have paid the premium this insurance will provide the benefits
described below if your vehicle breaks down and cannot be driven
as a result of a mechanical or electrical breakdown (failures or
breakages) or damage which is caused by an accident, fire or theft
and results in you not being able to drive the vehicle.
* Such breakdown must occur within the countries of Austria,
Andorra, Belgium, Czech Republic, Denmark, France, Germany, Greece,
Republic of Ireland, Italy, Liechtenstein, Luxembourg, Monaco, Netherlands,
Portugal, Slovak Republic, Spain, Sweden, Norway or Switzerland.
Please note that this is not a maintenance policy and therefore
does not cover the cost of parts or the cost of non-emergency repair
work, such as routine servicing or diagnostic tuning. The cover
is designed to help keep you and your party mobile during the journey
or holiday period abroad. It is not a replacement for a motor insurance
policy and does not provide cover for bodywork repairs following
an accident or theft. The most we will pay is £2,500.
Benefits:
European Vehicle Breakdown Recovery
You will have cover for the following:
- Miscellaneous costs incurred in arranging immediate emergency
roadside help following a breakdown. The most we will pay will
be £150 in anyone travel period. (The cost of replacement
parts will not be covered.)
- If the vehicle is out of use for a period of more than 8 hours
as a result of a breakdown or due to death, injury or serious
illness of the only available driver, we will refund the following
costs and expenses as long as they are a direct result of the
breakdown or illness and are paid immediately after the breakdown
or illness. (In the case of illness, a Doctor's report will be
required.)
- The cost of recovery of the vehicle to the nearest garage or
railway.
- The cost of storage of the vehicle at a garage.
- Freight costs up to a maximum of £200 to obtain any replacement
part which is not available locally.
Also the cost of one of the following:
- Hiring one replacement vehicle up to £70 per day and
£1,400 in total. or
- Hiring one chauffeur in the event of a serious illness of the
only available driver in your party, up to £100 per day
and £500 in total. or
- Second-class rail fares so that you and your party can finish
your journey or return home.
- Extra hotel accommodation costs for you and each member of your
party up to £30 per person per day incurred during the journey
to and from the holiday location up to a maximum of 5 days. (We
will not pay for any amount for meals or drinks.)
- The cost of recovering the vehicle to your home if it cannot
be repaired before your planned return date or costs incurred
in travelling from your home or holiday location to the scene
of the breakdown to collect the vehicle after repair. (Such cost
must not be more than economy class air fare plus miscellaneous
additional expenses not exceeding £50.)
- The cost of emergency
repairs to secure the vehicle in the event that it is damaged
by attempted theft or break-in up to a maximum of £100 (a Police report will
be required)
- Extra hotel accommodation or tent hire costs in the event that
your own tent is stolen or damaged (excluding weather damage)
up to a maximum of £100.
- The cost of hiring a replacement vehicle up to £200 if
your vehicle is still out of use when you return to the United
Kingdom.
- The cost of necessary telephone calls not exceeding £10.
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